@Spyrus: wow. The US is usually the first to adopt new technologies (after japan). Pin and chip are everywhere in Canada. They were slowly introduced in 2008 and will be on all cards by 2011 (there's a set date, I can't quite remember). USA definitely beat us (Canada) to internet television, digital TV, and a whole… » 11/16/10 11:00pm 11/16/10 11:00pm